Barry is a founding shareholder of the
company and our Managing Director. It is through his vision that
Southern Cross Finance was formed in 1995.
Barry has an architectural background and in earlier days he put
these skills to good use in undertaking a series of development
projects involving the identification of suitable buildings to
initially extend/remodel and then ultimately house new start up
businesses. The resulting enterprises were totally designed and
operated by Barry and his wife Julia and went on to become highly
successful ventures.
Their experience over a number of projects naturally gave them
first hand insight into the difficulties and complexities of
raising finance when mainstream finance is not always an option -
particularly in the formative phase of a new project or the first
months of a start up business.
email
Barry
Julia was also a founding shareholder of
this company. She has an agricultural science background. Julia
refined her natural business skills and was an integral part of the
successes that Barry and Julia had with their building projects and
subsequent hospitality businesses.
Julia heads up the section of our business that manages the
inevitable group of reluctant payers that any finance business has.
She brings an array of extremely humanist skills to a critical area
of success for us.
email
Julia
Terry is the group's CEO and is
responsible for the running of the business. He has had over 30
years experience in the finance industry, starting life with a
major New Zealand bank. He left that organisation from a Senior
Management position, moving straight into Southern Cross Finance
Limited. Terry brings a no nonsense approach and strong lending,
analytical, and management skills to the business. email
Terry
Grant runs the critical Sales & Marketing areas for the Group.
He has been involved in the finance industry for nearly 20 years,
with 11 of these years in various management roles with two major
New Zealand banks. Grant's move away from main-stream banking in
1998 allowed him to gain a far wider degree of experience in the
mortgage market, and he has brought those skills with him to be a
key component in the success of the company to date. Grant has an
innovative approach to marketing and a refreshing 'can do'
attitude.
email
Grant
Heather joined the company in
June 2010 to promote the growing Nominee company of Southern Cross
Financial.
She previously ran her own successful mortgage advisory
business for 9 years. Heather is very experienced in property
financing and familiar with the various types of borrowers that
come to Southern Cross Financial. Heather is responsible for
liaising with our investors, promoting the Contributory Mortgage
product and working with Grant Clifton on Sales and Marketing
initiatives for the company. email Heather
Ross has been in finance since 2001, starting in consumer finance
in the UK and has specialised in property finance since 2004. He
has had experience across a wide cross section of property finance
having worked exclusively in the non-bank compliant sector.
Ross' key responsibilites cover analysis and management of our
Contributory Mortgage Investment funds and SCFL Nominees Limited
mortgage loans and preparation of all required documentation to
abide by Securities Act Legislation.
email
Ross
Michael manages the Wellington
office which covers Palmerston North to Wellington and his main
role is to liaise with a large network of mortgage brokers in
regards to lending applications.
Michael has been involved in the finance industry since 1978
working for the Bank of New Zealand and National Australia Finance
and he is married with two grown up children living on the sunny
Kapiti Coast .
email Michael
Brent is a qualified accountant (ACMA) who has previously owned
and run a successful fashion garment importing business for 31
years. Brent has been involved in the garment industry for 37 years
in total. He has a wealth of general commercial business experience
and has had an active involvement in the finance industry for the
past 14 years. Brent has been a director/ shareholder of SCFL for 4
years.
Kerry holds a B Com in Economics and Accounting and is a Retired
Member of the New Zealand Society of Accountants. He spent 35 years
working in the manufacturing environment, culminating in a
management buyout and subsequent float on the NZX of a major
textile company. He became Executive Chairman of that company
before retiring from there in 2002. Kerry has been involved in the
finance industry since 1993. He is also a Director of the ASB
Showgrounds and a number of other private companies.